Planning 'root' of Help to Buy shortage in rural Wales
Buyers of second hand houses should be able to access a Welsh Government-backed deposit contribution scheme, according to property experts.
More than a quarter of new homes in Wales sold last year used the government's £290m Help to Buy shared equity scheme.
Newport has seen the biggest take-up with 996 buyers using the scheme since it started in January 2014 but just 12 people have used Help to Buy in Ceredigion.
Layla Mangan, a partner at Alexanders Estate Agency in Aberystwyth said it was hard for people to take up Help to Buy when new homes were not being built in the area.