Top tips for borrowers and savers
It is now more than two years since rates were cut to their historic low of just 0.5%.
Until recently lots of experts thought today would be the day they moved - and that made a lot of people change their mortgages.
But a weak economy means that a rise may be postponed until later this year or even next.
Sarah Pennels from the website Savvywoman.co.uk tells the BBC what borrowers and savers should do.