RBS retail chief: 'Bank ring-fencing plans misguided'

RBS Retail Banking chief executive Brian Hartzer says the proposals to split investment and retail banks are "unnecessary", "potentially damaging" and "misguided".

Brian Hartzer was talking to Evan Davis on The Bottom Line, which is broadcast on BBC Radio 4, the BBC World Service, BBC World television and the BBC News Channel. You can also download the podcast.

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