Scepticism over Osborne's banking reforms

Bank shares have jumped in the wake of plans from the Bank of England to launch two new stimulus packages.

The Bank of England's announcement of its plan, on Thursday, came in response to the worsening economic outlook, governor Sir Mervyn King said.

Together with the government, it will provide billions of pounds of cheap credit to banks to lend to companies.

However, not everyone is convinced.

Rob Lee is a small business owner. He told the BBC he did not think he would get to see any of the money.