WLGA: Council pressure 'until at least 2020'
Councils across Wales will cut jobs and services to make up a £145m funding shortfall after setting their budgets.
Cardiff and Powys must each save £22m in 2013-14 with over 400 jobs at risk.
Other councils say they are having to take "tough" decisions with cuts looming in waste collection, arts and libraries as well as grants to community groups and other services.
The Unison union say the figures are a "wake-up call" as the Welsh government says "challenging times" lie ahead.
Steve Thomas, chief executive of the Welsh Local Government Association (WLGA), told Oliver Hides of BBC Radio Wales that councils will feel the financial pressure until at least 2020.