My Bottom Line: Dr Carol Bell, energy industry executive

Dr Carol Bell is energy industry executive with particular expertise in investment and financing in the oil and gas sector. She is a board member of three energy companies, including Salamander Energy Plc.

Carol says she gets frustrated by the lack of clear financial information available to people who do not work in the world of business and finance.

She says the information available to people seeking advice about savings and pensions is "woefully inadequate", claiming too often people are given bad advice.

She wants policy-makers and the industry to put in place a system that is understandable and that makes people want to take responsibility for their financial future.

Carol appeared on The Bottom Line which is broadcast on BBC Radio 4 and BBC World Service. Listen again via the podcast or watch it on the BBC News Channel.

Find more business wisdom from other chief executives on the My Bottom Line website.