Will Lloyds job losses affect customers?

The state-backed banking group Lloyds has announced up to 15,000 job cuts as part of the groups strategic review.

Boss Antonio Horta-Osorio is overseeing a huge change to the business which he hopes will make the bank more efficient and ensure its long-term financial health.

He is also expected to announce plans to start paying dividends.

Lloyds Banking Group has cut 27,500 jobs since it was formed from the merger of HBOS and Lloyds TSB less than three years ago.

Brian Caplen is the editor of The Banker magazine and he told the BBC that customers probably will not be affected by the job losses.