Is an early retirement filled with freedom or boredom?

The Pensions Minister Steve Webb has warned workers to think carefully about retiring early, to avoid a life of "boredom, loneliness and poverty".

In his report into working longer, Mr Webb said workers should take time to draw up financial plans and employers should consider the benefits of having older staff.

Former civil service worker Terry King, who retired at 59, told BBC Radio 5 live's Victoria Derbyshire she felt "invisible" and "without value".

However Catherine Sparks, who left work at 60, said attending classes at an adult education centre meant there was "no time to be bored".