Money saving tips from Essex vlogger Gemma Bird
Author and vlogger Gemma Bird, from Essex, shares her top tips for families and individuals on how to save money.
From checking your subscriptions to having a "no-spend day" it all adds up to more pennies in your pocket at the end of the month.
Author Gemma regularly posts her money saving advice on her Instagram, external page which has more than 266k followers.