As we're bringing our coverage to a close, there's a whole host of content from across the BBC to help you dissect what Rachel Reeves's Budget means for you:

To get up to speed with Reeves's announcement yesterday, there's this summary of the key points at a glance.

Looking for some analysis? Our economics editor Faisal Islam has this piece on where the growth is in Reeves' 'Budget for growth'.

What does it mean for you? The BBC's Henry Zeffman has this video, less than 90 seconds long, on how this Budget could impact your life.

And your money? Cost of living correspondent Kevin Peachey has taken a look at how the Budget will affect you and your money.

A change-making debut? The BBC's political editor Chris Mason's analysis and interview with Reeves offer more insight on the impact of this Budget.

Where are Budget pledges being spent? Nick Triggle, our health correspondent, has taken a closer look.

Looking for some specific answers? Our business team has these explainers on the National Minimum Wage rise and what National Insurance is.

What about reactions to the Budget? The BBC has been hearing from people across the country about the budget, including those with uncertainty and those who are and aren't worse off.

We're going to pause our live coverage now, and hand over the latest reporting on Budget reaction to our business colleagues, but before then, here's a quick look at what we heard today:

• After announcing the Budget yesterday, Chancellor Rachel Reeves faced questions on the short and the long-term impact of her economic measures
• Reeves said repeatedly that she had made difficult decisions on tax but argued it was necessary to bring stability to the economy
• But she did acknowledged that there will be "consequences," and that her Budget may affect pay for workers
• Shadow chancellor Jeremy Hunt, who will step back from his role once the Conservative leadership race ends this weekend, said he welcomes more investment in the NHS but that the Budget’s tax increase is going to hurt economic growth
• The Institute for Fiscal Studies think tank said it believes the government will raise £9bn less than expected
• In a visit to a hospital in the West Midlands alongside Reeves, PM Keir Starmer said NHS funding in the Budget is a "down payment" on the health service's future

That's it from us today - if you've been following along since early yesterday, thanks for staying the course. We've still got one more post to come showcasing everything you need to know about this Budget and what it means for you, and you can still follow all the action live on BBC iPlayer.

Tarah Welsh
Housing reporter

Image source, Ross Strangwood

Soaring interest rates and the removal of schemes like “help to buy” have made it almost impossible for first time buyers who can’t go to the bank of mum and dad.

Ross, 27, from Bristol, has been saving for a deposit with his girlfriend for the last five years. He would have liked more help from the chancellor to get on to the housing ladder.

He says: “We don’t feel as though we’ve been heard.”

“We're in the position where we need immediate solutions for buying now, not in the future.”

Steve Turner from the Home Builders Federation says the 1.5 million promised homes can only be built if people like Ross can buy them.

“It is the first time in 60 years there is no effective government support for home ownership... the absence of assistance will hold back housing supply," he said.

Emma Pengelly
BBC News

Matt Gill, 52, and his wife, Rebecca, in the Peak District were due to simultaneously exchange and complete on a second home today, but changes introduced in the Budget mean they had to fork out an extra £14,000.

The additional rate of stamp duty applied to second home purchases in England and Northern Ireland rose from an extra 3% to an extra 5% at midnight.

“We are not rich,” the couple say. They are keeping their current house as a pension pot and plan to rent it out to create an income for Matt, who suffered life-changing injuries in an agricultural work accident around two years ago.

His mobility has been drastically reduced due to brain and spinal injuries and his condition will only deteriorate. In the future he will be a full-time wheelchair user. Their current home is too small and not accessible, which is a key reason for the move.

Determined not to lose the new house, they sent the additional £14,000 to their solicitor. They say the money came from a renovation pot and was vital for making alterations to their new house to make it fully accessible.

"The chancellor and the prime minister are saying they're hitting buy-to-let landlords and developers, but that’s not us," they say.

• How has the Budget impacted you? Or want to let us know what you think we should be reporting on? Contact Your Voice, Your BBC News here.

Karen Hoggan
Business reporter

The cost of UK government borrowing has risen to its highest level since May in the wake of yesterday's Budget.

The interest rate - the so-called yield - the government has to pay lenders when it borrows money from them over a 10-year period climbed to about 4.4% today.

This matters because when the government goes to the markets to borrow money, ie auctions off its bonds to finance various spending plans, it will have to pay more as the investors regard lending to it as being more risky.

Government bond yields are used as a guide for setting the rates on everyday loans and mortgages.

The BBC’s economics editor Faisal Islam says the upward movements are being driven by expectations of slower Bank of England interest rate cuts.

This is partly a response to Reeves’ decision to significantly increase borrowing, but so far this is a natural market adjustment rather than the panicked reaction we saw after the Liz Truss mini-budget two years ago.

There has also been a wider rise in borrowing costs over the past month, but that has been a global movement, led by the US, he adds.

Did Labour's summit secure £63bn of new investments?published at 14:04 Greenwich Mean Time 31 October

14:04 GMT 31 October

By Gerry Georgieva

Chancellor Rachel Reeves told the BBC earlier that, during the International Investment Summit earlier this month, "some of the biggest investors in the world came to Britain and started making commitments to invest - £63.5bn of investments".

This is true but some of these investments had been announced previously.

The shadow business secretary Kevin Hollinrake went as far as to say, external that 80% of them had already been in motion before Labour came to power.

It’s hard to put an exact figure on the number of investments Labour can take credit for, as some could have happened regardless of who’s in power or the announcements may have been delayed or accelerated in response to policy expectations and the election.

It’s clear, though, that some of the listed projects, external were in planning when the Conservatives were still in power, such as Blackstone’s £10bn investment and Holtec’s planned factory.

The funding rise for the NHS outlined in Rachel Reeves' Budget yesterday is "incredibly welcome", says Saffron Cordrey, the Deputy CEO of NHS Providers, which represents senior health leaders.

Speaking to BBC Radio 4's The World At One programme, Cordrey the increase in capital is crucial and the investment in infrastructure and digitisation can help "put right the crumbling estate of the NHS".

However, the £25bn is smaller than it first looks, she says. Cordrey explains that a lot of things have already been allocated in this Budget, such as pay awards to put off industrial action, and certain costs, such as the price of medicines, will go up.

Cordrey adds that lower funding for local government - £1.3bn - could put an additional strain on the NHS. Adequately funding local governments is "absolutely fundamental" for the NHS to run well, she explains, as a focus on the general health of the population "puts a lid on demand" for the health service.

Image source, Reuters

Health Secretary Wes Streeting has just been speaking to BBC Radio 4's World At One programme.

Questioned about the King's Fund's assessment , externalthat patients are unlikely to see "a real improvement in the care they receive" following the spending measures announced in yesterday's Budget, Streeting says the challenges facing the NHS are "so enormous" that it will take time to see improvement.

Asked if the pledge for 2% productivity growth, external in the NHS is possible, Streeting repeats the line "reform or die," which he has used in the past.

He emphasises the importance of investment being linked to reform, saying yesterday's announcement of the "largest increase in real terms capital investment in the NHS since Labour was last in office," will deliver the productivity gains the NHS needs.

Streeting is then questioned on whether or not private healthcare providers like GPs and social care providers will be impacted by the increase in the minimum wage and employers' National Insurance contributions.

He doesn't directly respond to this, but talks of the need to take healthcare out of hospitals and into local communities.

Image source, Getty Images

The chair of leading business groupthe CBI has said this Budget "is not enough bang for the buck".

Rupert Soames told the Political Thinking podcast with Nick Robinson it was a "humdinger" of a budget but "the odd thing was we're spending £40bn to produce a growth outlook that says 1.5% GDP growth at the end of this Parliament".

"It's not enough bang for the buck. There should be much more bang for the buck.

"And the OBR said if you do all these things, if you raise all these taxes, if you do this, you're going to get 1.5%, against a government that has its stated ambition for the economy to be the fastest growing fastest growing economy in the G7.

"And let me tell you, 1.5% GDP growth does not touch that - does not get anywhere near that."

More now from the PM, who has been asked by broadcasters about trust in politics.

It's put to Starmer that he made reassuring noises about tax during the election, but decisions announced yesterday will significantly increase the tax burden.

The PM says the government had to do "what is responsible to fix the foundations and rebuild our country".

He reiterates his criticism of the last government, saying it left a £22bn "black hole" in the finances.

"I'm not prepared to simply walk past that. We have to fix it," he says, adding: "The principles that we put in place are to stabilise our economy and to invest in the future, along with reform."

He says "what we get for that" is investment in the NHS, schools, housebuilding and other areas.

The PM has just been speaking with the BBC's political editor Chris Mason, which follows his remarks to hospital workers in Coventry a little earlier.

Starmer says the government made the decision to "protect working people", kept his manifesto pledges not to increase VAT, employees' National Insurance and income tax, saying that means working people will see at the end of the month "there won't be any increases in their taxes".

He says the growth forecasts released alongside the Budget show the economy will grow "considerably in the first few years", admitting the figures show it will then "flatten a bit" and then "over ten years, grow again."

But the PM says he wants to do "better than that", saying that is not the height of the government's ambition and the Budget was just the "first step", adding other measures such as reform of planning and regulations will "help towards growth".

• You can see more detail on the economy outlook revealed yesterday here

We can now bring you some more reactions to the Budget from people around the country who phoned into Nicky Campbell's show on BBC Radio 5 Live this morning:

Mark, who owns a farm near Kings Lynn, says he was sleepless last night after the Budget announcement. He says as a "third generation farmer, (the farm has) got to be sold… I will be the last generation".

"We’re asset rich but cash poor, if we ever sell it, that is the end of it…” he says, adding he has a small farm and is doing the best he can.

Rob in Walsall, who runs a non-profit youth organisation says“there is feeling of despair after this Budget. There isn’t anything in for young people."

Puskar in Shrewsbury says the Labour government is doing what needs to be done.

"We’ve not been that well off as a country for the last 14 years... somebody’s got to fix it, now these people are going to try, they’ve only been in power a few months, we must give them an opportunity," he says.

Image source, Pool

Starmer and Reeves have finished speaking at a hospital in Coventry, here's a quick recap of what we heard from the chancellor:

• She acknowledged she made "difficult decisions" on tax in the Budget, but argued it was necessary to bring "stability" to the economy and to ensure there was money to put into the NHS
• Reeves also criticised the previous government for “always raiding" the NHS's capital budgets, saying the Conservatives took funding away from investment to pay for day-today spending
• She said "longer-term investments" were needed to drive "productivity and efficiency reforms"

Sticking with Starmer and Reeves, who are speaking at a hospital in Coventry, the PM says the ambition is to get the NHS "on its feet" and “truly fit for the future”.

He says the change his government is seeking to implement will "take time", but says the Budget was a "first step" and “down payment” for the future.

Yesterday, the government announced what it described as the biggest hike in NHS funding since 2010 – £22bn extra for the front line and another £3bn for equipment and buildings for the rest of this financial year and the following one. That's against an overall health budget for this year of more than £190bn.

Chris Mason
Political editor, reporting from Coventry

Lots of questions from NHS staff here are about their workload and the fear of what a few have described as "burn out".

The prime minister, talking about the NHS as a whole, has said:

"Your workload is going to go up not down. Are we going to help you, therefore - yes."

He sees it as a "reimagining of the NHS", but insists this won’t involve top down reorganisation.

Chris Mason
Political editor, reporting from Coventry

Hello from Coventry - where the prime minister and chancellor are talking to staff at University Hospitals Coventry and Warwickshire.

They are leaning into the extra spending they are allocating to the health service.

I should have a chance to ask some questions on your behalf in a bit.

Dearbail Jordan
Business reporter

We've been hearing a lot about the Office for Budget Responsibility (OBR) and its forecasts for economic growth - but what does that actually mean?

At the very basic level, you want the economy to be growing. Theoretically, it means people are spending money, extra jobs are being created, more tax is being paid and workers get decent pay rises.

The key measure is gross domestic product (GDP) which looks at all the economic activity of companies, governments and people in a country.

Part of the OBR's job is to look at the government's plans for taxes, spending and borrowing and work out what impact this will have on the wider economy.

In March, after assessing the then Conservative Chancellor Jeremy Hunt's plans, the OBR forecast that the UK economy would grow by 0.8% this year and 1.8% next year. In the next three years, it predicted GDP would rise by 2%, 1.8% and 1.7%.

Now, after crunching through Rachel Reeves' numbers, the OBR reckons that the economy will grow by 1.1% this year and 2% next year. That's better than it thought in March.

But it then forecasts that GDP will grow by 1.8% in 2026, by 1.5% in 2027 and 1.5% the following year. That's less than the earlier forecast.

• Where is the growth in Reeves' 'Budget for growth'? Read economics editor Faisal Islam's analysis here

More now from the IFS which has some choice words for both Labour and the Conservatives.

The think tank's boss Paul Johnson says Rachel Reeves was handed a "genuinely difficult inheritance".

"The last government must take a lot of the responsibility. Its spending plans for this year and for the future lacked credibility. To cut £20bn from employee National Insurance last year in the face of known fiscal pressures was not responsible."

But he is surprised that Labour says in its Budget document, external that "it is not increasing the basic, higher or additional rates of income tax, National Insurance contributions or VAT".

"The continued pretence that these changes will not affect working people risks further undermining trust," says Johnson.

The Institute for Fiscal Studies reckons the government will raise far less than expected from increasing employers' National Insurance contributions - because businesses will scale back wage rises.

The measure is forecast to raise £25bn in tax revenue.

But the think tank says: "It will result in lower wages, reducing the amount raised from employer NI and reducing employee NI and income tax revenues. That takes the net revenue down to some £16bn."

We've heard from the chancellor this morning and from various experts and politicians about the policies and politics of the Budget. Let's now turn to what you think.

Our team at BBC Radio 5 Live Breakfast has been speaking to people at the Birmingham wholesale market, here's what they've said:

For Mark Tate, the director of a fruit and vegetable wholesaler, yesterday's announcements are "a disaster". He says he calculated that his company will have to "turn over an extra half a million pounds just to be at the point of where we are now".

Sarah Sherlock, a financial planner, says it was "a bit more positive than I was expecting" adding it had been a "long three and a half months waiting for this budget".

And Patrick, a business owner, says the Budget was not "too bad" and it was good news for at least one of his four children. "One of them is turning 18 so his wage is going to jump six pounds something an hour … come April, so he’s over the moon."