A tame effort to Ali Al-Habsi's right and the goalkeeper saves.

Advantage Reading.

Image source, Reuters

Yann Kermorgant up first for Reading...

Adam Williams
BBC Sport at Wembley

The last time the Championship play-off final went to penalties was 2002 when Birmingham beat Norwich City in Cardiff.

The last one here at Wembley was in 1998 when Michael Gray, a man who is here today working for radio, missed the vital spot kick that saw Sunderland beaten 7-6 by Charlton.

Image source, PA

Al-Habsi's opposite number, Danny Ward, saved two penalties in the semi-final against Sheffield Wednesday to bring the Terriers to Wembley.

Can he compete his heroics again and will we see a run across the full length of the pitch like we did from Ward at Hillsborough?

Image source, PA

This was Reading goalkeeper Ali Al-Habsi just before extra-time begun, kissing the ball for good luck.

Chris Lowe's delivery is deep and Martin Cranie stretches for the ball but can't stretch enough.

The referee blows for full-time. We're going to have penalties to decide who will play in the Premier League next year.

Huddersfield win a free-kick to the right of the penalty area.

This is probably the last chance of the match.

Collin Quaner is the main man for Huddersfield right now, and he nearly threads through the ball to a team-mate in the area but it's defended well.

The Terriers are finishing this game on top.

Adam Williams
BBC Sport at Wembley

It's been a sterling effort from the two BBC local radio commentators Tim Dellor and Paul Ogden over my left shoulder.

They've pretty much talked themselves hoarse throughout this one so far.

Are they going to have to keep some in reserve for a big crescendo?

Listen to the closing stages on BBC Radio 5 live by clicking on the audio icon at the top of the page.

Steve Claridge
Ex-Leicester striker, BBC Radio 5 live at Wembley

I think Quaner was offside initially, but from then on, they had a man over in the middle.

Nahki Wells takes a touch, but he's just so tired.

He tries to just pull it, but there's just not enough energy.

Massive chance for Huddersfield and Nahki Wells.

The Terriers clear a free-kick and break quickly through Collin Quaner and Kasey Palmer, and a cross into the box lands at the feet of Wells, but the forward can't sort his feet out and his strike creeps wide of the post.

Katherine Hannah
BBC West Yorkshire Sport

Speaking pitchside to BBC Radio Leeds, Huddersfield Town winger Sean Scannell has told me he hopes his side can finish things before penalties.

"We're a fit group of lads, so if we push it a bit more we can hopefully get that break," he said.

Image source, PA

Looking at the crowd, people have their heads in their hands.

This is not one for the faint-hearted. Reading go forward once more, but Huddersfield clear again before they can get a cross or shot.

Reading forward Garath McCleary looked to be clean through on goal, but the flag is up for offside.

Royals fans were excited for a moment.

Thank you for taking part in today's vote, which has now closed. We'll announce the results in a few minutes.

There's other business to attend to first, though...

Adam Williams
BBC Sport at Wembley

I notice Steve Claridge is not that far along from where I'm sat as a pundit on BBC Radio 5 live this afternoon - a man who once stepped up to be a match-winner late in extra time of a play-off final.

Is there a Steve Claridge out there on this pitch in the next 10 minutes or so?

Image source, Empics

The ball in to the box is just out of the reach of Michael Hefele. Hefele gets up gingerly, holding up his shoulder...