Adam Williams
BBC Sport at Wembley

Mingling and chatting around the press box before this one, the general consensus is there will be very little between these two sides.

Both respective BBC local radio teams are understandably partisan about their sides, but those of a neutral persuasion are very much that - on the fence.

It could follow a similar pattern to last year's final between Hull and Sheffield Wednesday where a moment of individual brilliance from Mo Diame for the Tigers proved the difference.

Image source, Rex Features

Image source, Getty Images

This man has been getting all of the plaudits this season.

Huddersfield boss David Wagner has turned a side ailing in the bottom half of the Championship to the play-off final.

He has been so successful, Norwich have seemingly tried to copy the Terriers...

The Canaries have appointed Daniel Farke as their new boss, the man that replaced Wagner at Borussia Dortmund's reserve team in 2015. Will the trick work twice?

After the surprise of a 'celebrity' fan, here are some 'ordinary' fans enjoying their day. Just wait until 15:00 BST, then the nerves will really kick in...

BBC Sport app users may need to click 'view more' to see tweets.

Wait... Wagner, of 2010 X Factor fame, is a Huddersfield fan?!

His mash-up of She Bangs and Love Shack has lived long in my memory, and now he's popped up at Wembley today, supporting his namesake David.

To say that was unexpected is an understatement.

BBC Sport app users need to click 'view more' to see tweets.

Ian Woodcock
BBC Sport at Wembley

Huddersfield's players are the first out to begin their warm up and they are greeted by huge noise from the thousands of Town fans who have taken their seats early.

The Terriers fans are in the same end they were in five years ago when they beat Sheffield United in the League One play-off final on penalties, with Blades keeper Steve Simonsen blazing over after an epic shootout.

Image source, Rex Features

Reading manager Jaap Stam had some reasonably talented team-mates during his playing days.

The former Manchester United and Netherlands defender won the Champions League with United in 1999, and one of his team-mates from that team had some nice words for the Dutchman before this game.

Ryan Giggs told BBC Radio Berkshire: "It's Jaap's first full-time coaching role, but when he brought Ajax's reserves to Carrington (Manchester United's training ground) last year, you could see how much he was looking forward to being in charge of his own team.

"He did all his talking on the pitch as a player and you didn't want to get on the wrong side of him."

Mick Gooding
Ex-Reading player/manager on BBC Radio Berkshire

"There is no way we would have gone with that starting XI, but Reading manager Jaap Stam has got most things right this season. Who's to say he hasn't got it right today?

"It's a fascinating one - if Jordan Obita is fit enough to be on the bench, why can't he start? It looks like three centre-backs to me."

Obita has made 42 appearances for the Royals this season, scoring in the semi-final first leg, but after missing the second leg with an ankle injury is only on the bench.

Ian Woodcock
BBC Sport at Wembley

Image source, Getty Images

The big news from Huddersfield is Kasey Palmer returning to the bench almost four months since his last game.

The Chelsea loanee was enjoying a fine season before a hamstring injury looked to have brought his campaign to a premature end, but he has returned to fitness just in time to potentially have a huge say in this game.

With many predicting a tight game, this could be a day where the game's key man starts proceedings off the pitch.

Image source, Getty Images

QPR secured an immediate return to the Premier League with yet another last-minute play-off final winner against Derby.

Rangers played most of the second half with 10 men after Gary O'Neil was sent off for cynically bringing down Johnny Russell, who was bearing down on goal.

Derby had dominated the match before O'Neil's dismissal and there looked to be only one winner until Zamora's last-minute intervention.

Zamora, who had scored West Ham's winner against Preston in 2005, capitalised on a poor clearance by Rams defender Richard Keogh and, with QPR's only shot on target in the match, found the corner from 15 yards to guarantee promotion.

BBC Radio 5 live

As well as this fine example of a live text commentary, you are also getting treated to some online commentary, brought to you by BBC Radio 5 live.

Just click on the audio icon at the top of this page, and you'll be greeted by Mark Chapman and a host of guests, including Conor McNamara and Steve McClaren.

BBC Radio Berkshire and BBC Radio Leeds are also broadcasting live from Wembley, although rights restrictions prevent us from streaming their commentaries on the BBC Sport website.

Fans are streaming down Wembley Way now.

Image source, Getty Images

Image source, Getty Images

Are there many better sights in football than that?

Image source, Empics

No Welsh club had tasted Premier League football until Swansea City won promotion to the top flight in 2011.

They made a fast start against Reading and led 3-0 at half-time thanks to Scott Sinclair's double and a third goal from Stephen Dobbie.

Reading pulled it back to 3-2 and Jem Karacan hit the post as they searched for an equaliser, but Sinclair converted his second penalty of the game to complete his hat-trick and send Brendan Rodgers' Swansea up.

Charlton's Clive Mendonca, Sinclair and Preston's Jermaine Beckford are the only players to have scored three times in a Wembley play-off decider in any division.

Adam Whitty
BBC Berkshire

Reading club captain Paul McShane will be watching from the sidelines today because of suspension, but he has been speaking to BBC Radio Berkshire from inside Wembley as he cheers on his team-mates.

Both sides name an unchanged side from their play-off semi-final second leg victory, but Huddersfield do name forward Kasey Palmer on the bench after injury.

Huddersfield: Ward, Smith, Schindler, Hefele, Lowe, Hogg, Mooy, Van La Parra, Brown, Kachunga, Wells

Subs: Coleman, Holmes-Dennis, Crainie, Whitehead, Hudson, Quaner, Palmer

Reading: Al-Habsi, Gunter, Moore, Van den Berg, Ilori, Blackett, Evans, Swift, Williams, Kermorgant, Grabban

Subs: Jaakkola, Beerens, Mendes, Obita, McCleary, Popa, Kelly

Team news is here! Team news is here!

Image source, Getty Images

Dean Windass saved one of his best goals for one of the biggest stages in English football, as he sent his hometown club Hull City into the top division for the first time in their history.

The 2008 final was a big occasion for the Tigers and their opponents Bristol City, who had gone 28 years without top-flight football and were one win away from a second successive promotion.

Hull-born Windass settled the contest with a stunning 20-yard volley from Fraizer Campbell's cross - one of the finest goals ever scored in a play-off final.

The two teams have arrived at Wembley and have had a look around the place. Now the serious stuff begins.

Team news will be on its way shortly.

Image source, Rex Features

Image source, Rex Features

Woo Shy: I'd say best moment was the first ever play-off when Peter Shirtliff dragged Charlton from certain relegation in the replay against Leeds.

Michelle-Louise: You missed out Blackpool's 3-2 over Cardiff in 2010. Just saying...

We could only pick eight options, Michelle-Louise. Otherwise it would have been a very long list!

Will you forgive us if we include a picture of Ian Holloway celebrating that 2010 victory?

Image source, Getty Images

Image source, Empics

Only two second-tier play-off finals have been settled by penalty shoot-outs - Birmingham beat Norwich in 2002, four years after Charlton had defeated Sunderland.

Clive Mendonca's superbly taken hat-trick for Charlton would have grabbed the headlines in any other year, but that was only part of the story.

Sunderland led three times but the Addicks would not be shaken off. It was 4-4 after extra-time, which meant penalties.

After 13 successful spot-kicks, Michael Gray's tame effort was saved by Sasa Ilic and Charlton were promoted at the end of a remarkable final.

Tim Dellor
Reading commentator for BBC Radio Berkshire

Image source, Rex Features

Anyone who says they knows who will win this game is guessing - it's far too tight to call.

With 1-0 home wins in the fixtures between these two sides in the regular league season, and only four points separating the two teams over the 46 games, the stats back that up.

Statistically, tactically, and managerially there is little difference, leaving us with the mental toughness of the players.

The team that best copes with the stress of the big occasion, the huge crowd and the enormous consequences of success or failure will inevitably be the ones playing in the Premier League next season.